Blank hidden pixel
5 Ways to Trim Fixed Expenses

5 Ways to Trim Fixed Expenses

…your auto insurance policy. If you’ve had the same policy for several years, speak to a company representative about lowering your monthly premiums. By highlighting your loyalty and having an excellent driving record, you may be able to get a lower quote. You can also consider increasing your deductible to net a lower monthly premium. If your insurance company is not willing to work with you, it might be time to shop around for a provider that will. A few…

Stretching Your Money Further

Stretching Your Money Further

passes and savings on cellular, television, optical, vacation package and much more.  And speaking of memberships, if you’re not using gym or other club memberships, cancel them.  You’re unnecessarily spending money each month on services you’re not using that could be used elsewhere. Talk with your home insurance company about bundling services.  If you’re paying home owner’s, renter’s, auto and life insurance through multiple agencies, consider bundling these policies with one company.  Often times, because one company is gaining a…

No App for Smart Mobile Use

…site address begins with “https://” or, – You see a closed padlock somewhere on the web browser page (usually in the address bar or at the bottom in the status bar. When clicking the padlock, you should see the name of the company and a message that reads “The connection to the server is encrypted.” Never leave your computer, mobile phone or smart device unattended in a public place, especially while unlocked. The number one most common…

Financial Resources

Financial Resources Savings & Financial Counseling Most goals have one thing in common – the need for a savings plan. Whether your goal is large or small, start by commiting to saving. And, since your financial needs are unique, our financial counselors want to tailor a plan to help you succeed. The service is free. Savings & Financial Counseling Goal Tracker (Resolution eBook) Counseling Agreement Fresh Start Presentation – Full Part 1 (Savings & Budgeting) Part 2 (Understanding Credit) Part

How to Prepare for Tax Season

How to Prepare for Tax Season

…file, not more time to pay any taxes owed. Choose your filing method You’re ready to decide how you’d like to file your taxes. You can file a paper tax return and mail it to the IRS, use tax prep software like TurboTax or H&R Block, hire a professional tax preparer or e-file your return on your own. The IRS also offers a Free File program that provides free tax software for eligible taxpayers with an adjusted gross income of…