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About MembersFirst

…counties we serve. Our commitment to our members is unwavering. Regardless of our growth, we are committed to providing the best financial care to those who choose to bank with us. MembersFirst is a not-for-profit financial cooperative insured by the National Credit Union Administration (NCUA). We offer a full suite of financial services specializing in savings and checking accounts, consumer loans, credit cards and mortgages. MembersFirst is dedicated to the credit union philosophy of people helping people. The service we…

Home Buyers and the 20% Down Myth

…to own a home. Ideally, your total monthly housing costs should amount to less than 28% of your monthly gross income. Ready to buy your dream home? We’d love to help you out! Call, click or stop by MembersFirst Credit Union today to learn about our fantastic mortgage rates. We’ll walk you through all the way to the closing! Your Turn: Have you purchased a home and put less than 20% down? Share your experience with us in the comments!…

5 Things to Know About Traditional IRAs

5 Things to Know About Traditional IRAs

…employer-sponsored retirement plans, your contributions to a traditional IRA may be eligible for tax deductions. This presents an excellent opportunity to optimize your tax strategy while bolstering your retirement savings. Tax-Free Growth Picture this: your investment earnings growing tax-free within your traditional IRA. Yes, you read that right! Unlike many other investment vehicles, traditional IRAs offer the perk of tax-deferred growth. This means that as your investments flourish over time, you won’t have to worry about pesky taxes nibbling away…

Membership Overview

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Membership Overview If you’re thinking of joining MembersFirst Credit Union, you may already be familiar with the benefits a credit union provides over a bank or other type of financial institution. These not-for-profit cooperatives exist solely to provide services to the member-owners who save and borrow there. You are called a “member-owner” when you join because you, the member, are part-owner of the…

Remote Control Cards

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Remote Control Cards Remote Control Visa® Debit and Credit Cards is a quick, safe and convenient way to turn your Visa Debit or Credit Card on and off and protect it from unauthorized use. Simply log in to the MembersFirst Mobile app from your mobile device and select Remote Control Cards from the menu. Select any of your active cards and choose…