…a low or an introductory interest-free period or from taking out a Save As You Pay loan. This debt reduction loan also builds savings as you pay the loan off, keeping you from going without emergency funds in the future. Need help making sense of your credit score? Check your score using Credit Karma then set up an appointment to go over your score and credit report with a Certified Credit Union Financial Counselor. The service is free to members!…
…in your account. Access your funds by check, Telephone Banking, ATM, or online. The features of the Money Market account include: A low minimum balance of $1,000.00 A Free ATM Card (available upon request) Free Online Banking Up to 6 debit transactions per month, 3 of which can be by check* A minimum balance fee is incurred if your average monthly balance falls below $1,000.00. View Money Market Rates *Additional debits incur a nominal fee. See our fee schedule….
Direct Deposit Direct deposit is a hassle-free way to handle your money. You can avoid waits and holds on your payroll check by having it directly deposited into your account. The information you will need to complete the direct deposit information for your employer is as follows: Name of Financial Institution: MembersFirst Credit Union Routing & Transit Number: 261174432 Your Account Number: You…
How Is My Credit Score Calculated? Here are its four major components. Be sure to check out the video below. Your payment history The timeliness of your payments makes up to 65% of your FICO score. Always pay your bills on time to give yourself the best shot at a great score. Your credit utilization Credit agencies look at how much of your available credit you are using. A large amount of open credit is not always considered a good…
If you live in the city of Decatur or in DeKalb County, you may have heard the news that North DeKalb Mall will be redeveloped sometime in the near future. We are using this opportunity to relocate our main office to a larger, more convenient, free standing location with drive-thru access. Our new location is under construction and is expected to be complete in the Fall. The new office will be located at 2476 Lawrenceville Highway, just under half of…