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Online Banking and Bill Pay–it’s just what the doctor ordered.

…need help or just want to know more about Bill Pay, watch this tutorial. Not a member?  That’s ok.  Become a member today by opening a membership share account with a minimum deposit of $25 and a valid government issued identification card.  Click here to join. Questions before you join?  Give us a call at 404-978-0080 or stop by one of our branch locations.  We’d love to hear from you and begin the process of simplifying your financial life.

Welcome, Savastate Teachers FCU!

Welcome, Savastate Teachers FCU!

…solidifies our dedication to serving the residents and employees in Chatham, Effingham and Bryan counties. This partnership has little to no impact on current members of MembersFirst, so it’s business as usual for you. Even as your credit union grows, we are seeking ways to deliver even more competitive financial products and services to our valued members. We strive to maintain better rates on savings and loans, fewer and lower fees on services where we must charge them and deliver…

The Promises and Perils of Buy Now, Pay Later

The Promises and Perils of Buy Now, Pay Later

…will usually link you to a BNPL app, such as Afterpay, Affirm, Klarna or Zip. A brick-and-mortar store may offer you this option at checkout as well. Here, too, you’ll pay through an affiliated app. If you choose to go with a BNPL option, you’ll need to be approved. Apps will usually run just a soft credit check to confirm your information. Once approved, you can choose to link your debit card, checking account or credit card so the app…

How My Score is Calculated

How My Score is Calculated

How Is My Credit Score Calculated?  Here are its four major components.  Be sure to check out the video below. Your payment history The timeliness of your payments makes up to 65% of your FICO score. Always pay your bills on time to give yourself the best shot at a great score. Your credit utilization Credit agencies look at how much of your available credit you are using. A large amount of open credit is not always considered a good…

Home Equity Line of Credit

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Home Equity Line of Credit Prime is 8.00% APR (Effective 9-20-2024). *APR = Annual Percentage Rate Fee Schedule Term APR* 10 – 15 years (Max LTV May Vary) as low as 7.00%…