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6 Reasons to Create and Stick to a Budget

6 Reasons to Create and Stick to a Budget

…think might need a little budgeting boost-up. Find more financial resources here or on our blog. You’ll know how much money you have. You’ll prioritize your needs. You’ll identify your spending drains. You’ll spend more mindfully. You’ll save more money. You’ll stress less about money. If you need a little more help, consider talking to one of our Certified Credit Union Financial Counselors. Schedule a session at a date and time that works for you. (Psst… it’s free for members!)…

4 Steps to Pay Yourself First

4 Steps to Pay Yourself First

…prioritize goals and this worksheet to help eliminate spending leaks. Put the extra cash toward your savings. Establish a new savings account, set up a CD or IRA and be sure to check out our savings and deposit rates! If you need help determining where to start, how to invest your money at the credit union or help with streamlining your goals, check in with one of our Certified Credit Union Financial Counselors. Sessions are always free to our members!…

5 Easy Steps to Start Saving

5 Easy Steps to Start Saving

Building savings can feel like a lofty goal. And, if you’re not sure where to start (or just a pro procrastinator), it can be easy to put it off. The best thing you can do for yourself is just to start. Call them hacks, tips or insider info – either way, these 5 easy steps to start saving will set you on your way to reaching your goals in no time. Change Your Mindset – Savings are a necessary expense. When working…

MembersFirst 55+ Certificate Rates

…one year, the penalty will be 180 days interest. The interest penalty will not be taken from the principal of the CD unless the interest available in the CD is insufficient to debit. If a CD is withdrawn prior to the first interest payment, the penalty will only apply to the amount that would have been due. A minimum opening balance of $1,000 is required to earn dividends on all Certificates of Deposit* Fee Schedule   *APY: Annual Percentage Yield…

Credit Card Rates

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Credit Card Rates Members get the best rates on Visa Platinum or Classic Rewards Credit Cards. Apply today and get access to the credit you need! Click here for more information about our Visa Disclosures, rates and how we calculate your balance. Fee Schedule APR* Visa Platinum with Rewards 8.99% Visa Classic with Rewards 13.88% Visa Secured with Rewards 14.88%…