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Equifax® Data Breach:  How to Protect Your Financial Identity

Equifax® Data Breach: How to Protect Your Financial Identity

…credit file. You initiate the request to freeze and unfreeze, reporting agencies do the rest. A few things to keep in mind with a credit freeze: There are fees associated with freezing and unfreezing your credit and you must initiate the request with each of the major credit agencies separately. These fees can range from $3 – $10, depending on your state, per request. You may not be able to immediately freeze and unfreeze your credit file. Keep this in…

Fraud Alerts

equifaxsecurity2017.com to see if you are among those potentially affected. If so, you may request one year of free credit file monitoring and identity theft protection on the Equifax site. Pull a free copy of your credit report from each of the three bureaus at annualcreditreport.com. You don’t have to pay for the score. In this case, you are looking at your report to ensure you are aware of all credit lines on your credit history – this gives you…

Vehicle Loans

…sure you get a great deal BEFORE you go to the dealership. A dedicated representative will assist you through the entire process and will be your point of contact while you search and when you close the loan at the credit union. Your representative will also coordinate the delivery of your vehicle. Visit www.cuautosearch.com. Member Showroom MembersFirst is pleased to bring you Member Showroom powered by True Car. Simplify the search for your new vehicle with Member Showroom Research thousands…

Smishing Scams

Smishing Scams

…number as spam so these fraudsters have less of a chance to scam you and others! You can also alert the FTC at ftc.gov so they can help catch the crooks. If you’ve fallen for such a scam and your accounts have been compromised, alert your credit card companies and be sure to let us know as well. We’ll help you mitigate the damage and regain control of your finances. Protecting yourself It’s difficult to completely block your phone from…

What’s Your Retirement Outlook?

What’s Your Retirement Outlook?

…Investment Plans Stocks and Bonds Home Equity Reverse Mortgages  https://membersfirstga.com/resources/ – Schedule time with a Certified Credit Union Financial Counselor to help establish a current budget, debt repayment plan or to get an overview of where you are today. https://www.SSA.GOV – Visit the Check the U.S. Social Security Administration (SSA) website for the full retirement age for all birth years and other benefit eligibility details as well as visit the SSA website and create your “my Social Security account”. https://www.finra.org/investors/learn-to-invest/types-investments/retirement/managing-retirement-income/sources-retirement-income