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Staying Financially Sound During A Job Loss

…cable or cellular plan to the minimum until you’re back on your feet. Consolidate your credit cards into a fixed-rate loan. Making one payment to one financial institution at a fixed rate is better for your credit (which a new employer may check) than missing payments. De-Fee Yourself. Are you paying unnecessary fees for banking services? Open a no-fee checking, like our No Fee Checking account at MembersFirst. Consider making a Credit Union your primary financial institution. Credit Unions, in…

5 Ways to Trim Fixed Expenses

5 Ways to Trim Fixed Expenses

…your auto insurance policy. If you’ve had the same policy for several years, speak to a company representative about lowering your monthly premiums. By highlighting your loyalty and having an excellent driving record, you may be able to get a lower quote. You can also consider increasing your deductible to net a lower monthly premium. If your insurance company is not willing to work with you, it might be time to shop around for a provider that will. A few…

Financial Resources

Financial Resources Savings & Financial Counseling Most goals have one thing in common – the need for a savings plan. Whether your goal is large or small, start by commiting to saving. And, since your financial needs are unique, our financial counselors want to tailor a plan to help you succeed. The service is free. Savings & Financial Counseling Goal Tracker (Resolution eBook) Counseling Agreement Fresh Start Presentation – Full Part 1 (Savings & Budgeting) Part 2 (Understanding Credit) Part

Credit Union Disclosures

…by the agreements between you and the Credit Union for your linked accounts. When you link an account to Online Banking services you do not change the agreements that you have with us for that account. Please read the below disclosure as it contains the terms and conditions that applies to the use of MembersFirst Credit Union’s Online Banking Service. See the PDF about our Online Banking Agreement and Disclosure Click here for our fee schedule. Overdraft Privilege Disclosure.  …

Safety First: Preparing for Hurricane Season

Safety First: Preparing for Hurricane Season

…such as your Social Security card, birth certificate, the deed to your house and hard copies of your insurance policies in a secure location, like a safe deposit box. Trying to get duplicates of these in the aftermath of a storm can be challenging. No one can do anything about the weather. All we can control is our response to it. Make sure you and your family are prepared for the worst, and weather the storm in safety! https://www.ready.gov/build-a-kit https://www.ready.gov/hurricanes…