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News and Offers
Holiday Loan
Apply to borrow up to $2,500 at 13% APR* for 13 months!
Apply for your 2026 MembersFirst Holiday Loan and take on holiday spending with confidence. We are now accepting requests for the 2026 HOLIDAY LOAN through December 31, 2026.
7 Money Myths You Need to Stop Believing
You may think you’re on top of your finances, but you could still be falling for common #moneymyths. Debit cards aren’t always better than credit cards, you don’t need a home to build credit, and budgets matter at any income level. Credit cards aren’t an emergency fund, investing isn’t just for the rich and starting young isn’t optional. If any of these sound like you, a money myth may be holding you back!
Click to read more on common money myths.
Fraudulent Phone Calls
We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls.
Visit our Fraud Alerts page to learn more.
Recognizing and Avoiding Survey Fraud
Survey scams are everywhere, and they all follow the same playbook: lure you in with promises of cash or gift cards, then trick you into sharing personal or financial details.
Credit Card Rates | APR* |
| Visa Platinum with Rewards | 8.99% |
| Visa Classic with Rewards | 13.88% |
| Visa Secured with Rewards | 14.88% |
Auto Loan Rates | APR* | |
| 36 Months | as low as | 4.15% |
| 48 Months | as low as | 4.30% |
| 60 Months | as low as | 4.45% |
*APR=Annual Percentage Rate.
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