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Swap & Drop Auto Refinance

SWAP your auto loan to MembersFirst and
DROP your rate by 2% to as low as 3.99% APR!*

Visa Balance Transfer

Press Reset on High-Interest Credit Card Debt!
Transfer Balances at just 5.99% APR* for one year!

On-the-Go Banking

For Your On-the-Go Lifestyle

Your House. Your Home.

Your biggest investment.
We’ll help make sure it’s your smartest.

Reward Yourself!

Maximize your credit union benefits.

Free Mortgage Checkup!

Get started with a knowledgeable
mortgage representative today.

Budget Building?

Our Certified Financial Counselors can
help make sense of your unique finances.

Simplify your finances and improve your financial life - credit cards, auto loans, personal checking, personal savings, mortgages.

News and Offers

yellow blue and white abstract background with medium blue sedan off to right side. a black and gold tachometer shows 3.99 4.99 and 5.99 instead of miles per hour indicating moving the needle on lowering your auto loan rate

Swap & Drop Auto Refinance​

DROP your rate by 2% when you SWAP your auto loan to MembersFirst by April 30, 2026! Rates are as low as 3.99% APR!*

Plus, ask about our great rates on Motorcycles and RVs! Click below to learn more!

Grey Keyboard with Yellow Key with the words Spoofing Attack in black on one key

Fraudulent Phone Calls

We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls.

Visit our Fraud Alerts page to learn more.

Update: Alexander High School Branch

Update: Alexander High School Branch

The MembersFirst Credit Union branch located at Alexander High School will permanently close effective Wednesday, March 4th, 2026.

Click to learn more about alternative cash and branch access options.

read more

Credit Card Rates

APR*

Visa Platinum with Rewards 8.99%
Visa Classic with Rewards 13.88%
Visa Secured with Rewards 14.88%

Auto Loan Rates

APR*

36 Months as low as 4.15%
48 Months as low as 4.30%
60 Months as low as 4.45%

*APR=Annual Percentage Rate.