News and Offers
SWAP and DROP Auto Refinance
Now through April 30, 2025, apply to DROP your rate by 2% when you SWAP your auto loan to MembersFirst!
Rates are as low as 4.50% APR*! You could pay off your loan sooner or save on your monthly payment!
Plus, 60-Day No-Payment** is available for qualified borrowers!
Click to learn more and start saving today!
Beware of Fraudulent Phone Calls that appear to be from MembersFirst
We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls. These scam artists claim to be calling from the Fraud Department at MembersFirst. The caller claims there are specific fraudulent transactions on the member’s account and asks to verify the last 8 digits of the card, the PIN and CVV number.
These calls are not initiated by MembersFirst and no information should be given to these callers. PLEASE REMEMBER: MembersFirst will never call, text or email you to ask for any of this information or your checking or savings account number or passwords. If you receive a call, hang up and call your credit union directly at 404 978-0080. Visit our Fraud Alerts page to learn more.
Alternatives to Zelle
Late last year, Zelle issued a statement notifying users of the discontinuation of the Zelle App. Effective April 1, 2025, members who have registered their MembersFirst Credit Union Account in the Zelle App to send or receive money will no longer be able to do so.
MembersFirst Credit Union does not have plans to offer Zelle as a P2P (Peer-To-Peer) service at this time.
Click to read more about payment alternatives and how to protect yourself from payment app scams.
Are P2P Payment Systems Safe?
P2P payment apps like Venmo, Zelle, and Cash App are booming, but scams are rampant. One common trick exploits the delay in fund transfers—scammers use fake accounts to pay for goods and disappear before you realize it’s a scam. Venmo also shares transactions publicly by default, making users easy targets for identity theft. To stay safe, only send money to people you know, avoid using these apps for business, transfer funds out promptly, and enable two-factor authentication. Protect your money! Click to read more about how to stay safe when using P2P payment systems.
Credit Card Rates |
APR* |
| Visa Platinum with Rewards | 8.99% |
| Visa Classic with Rewards | 13.88% |
| Visa Secured with Rewards | 14.88% |
Auto Loan Rates |
APR* |
|
| 36 Months | as low as | 4.95% |
| 48 Months | as low as | 5.10% |
| 60 Months | as low as | 5.25% |
*APR=Annual Percentage Rate.
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