MembersFirst 55+ Certificate Rates
Rates are current as of 10/19/2020
Certificate Rates are reviewed periodically. Members with a 55+ account earn a premium rate above regular certificate rates. Members must be eligible for and enrolled in the 55+ Program to qualify for the rates below. A minimum deposit of $1,000 is required for Certificates of Deposit.
Penalties for early withdrawal may apply.
*APY: Annual Percentage Yield
| MembersFirst 55+ CD | Rates | APR* |
| 90 Days CD | 0.39% | 0.39% |
| 6 Months CD | 0.50% | 0.50% |
| 12 Months CD | 0.88% | 0.88% |
| 18 Months CD | 1.05% | 1.05% |
| 24 Months CD | 1.09% | 1.10% |
| 36 Months CD | 1.26% | 1.27% |
| 48 Months CD | 1.37% | 1.38% |
| 60 Months CD | 1.42% | 1.43% |