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Certificate & IRA Certificate Rates

Rates are current as of 10/19/2020 Rates are subject to change. Please verify today’s rate with a Member Service Advisor.

IRA Certificates earn dividends based on the term of the CD selected below. Penalties for early withdrawal may apply. A minimum balance of $1,000 is required for all Certificates of Deposit**

 *APY: Annual Percentage Yield
** CU Succeed account holders can open Certificates of Deposit with a minimum balance of $500.

Term

Rates

APR*

90 Days

0.35%

0.35%

 6 Months

0.45%

0.45%

 12 Months

0.80%

0.80%

 18 Months

0.95%

0.95%

 24 Months

1.00%

1.00%

 36 Months

1.14%

1.15%

48 Months

1.24%

1.25%

60 Months

1.29%

1.30%