Certificate & IRA Certificate Rates
Rates are current as of 10/19/2020 Rates are subject to change. Please verify today’s rate with a Member Service Advisor.
IRA Certificates earn dividends based on the term of the CD selected below. Penalties for early withdrawal may apply. A minimum balance of $1,000 is required for all Certificates of Deposit**
*APY: Annual Percentage Yield
** CU Succeed account holders can open Certificates of Deposit with a minimum balance of $500.
| Term | Rates | APR* |
| 90 Days | 0.35% | 0.35% |
| 6 Months | 0.45% | 0.45% |
| 12 Months | 0.80% | 0.80% |
| 18 Months | 0.95% | 0.95% |
| 24 Months | 1.00% | 1.00% |
| 36 Months | 1.14% | 1.15% |
| 48 Months | 1.24% | 1.25% |
| 60 Months | 1.29% | 1.30% |