Personal Banking
Personal Checking
We believe in offering checking accounts that meet our members’ needs. We know that some members want a basic account to receive and make payments, while others would like to earn a competitive interest rate on their balance.
With each Personal Checking account at MembersFirst, you’ll receive the following:
- Free Visa Debit Card
- Unlimited Check Writing
- Free access to MembersFirst, Publix Presto®, & CU HERE Network ATMs*
- Worldwide ATM access at CIRRUS and PULSE Network ATMs
- Free 24-Hour Phone Banking
- Overdraft Privilege available on some accounts.
- Free Online Bill Pay
- Free Online Banking
- Free E-Statements
Choose from any of the following (click each item for more):
- No-Fee Checking
- Direct Deposit Checking
- Interest Checking
- CU Succeed Checking for Teens
- 55 Plus Checking for Seniors
* Some CU 24 ATMs will charge a terminal fee. However, MembersFirst CU does NOT charge you a fee for using these machines.
Learn More about Personal Checking
Savings & Certificates
We are committed to helping our members reach their savings goals, no matter how big or small. Whether you’re saving for retirement, college, a trip or a special purchase, MembersFirst Credit Union is here today to help you save money for tomorrow.
All of our savings accounts and certificates are federally insured up to $250,000.00.
Youth Accounts
At MembersFirst, we believe that it’s never too early to start learning good financial habits. That’s why we have youth accounts available for members from birth to 22 years of age. Games, prizes, and savings tips for our Savasaurus Club members lead to interest-yielding savings, car loans and scholarship opportunities in our CU Succeed™ program, when your child becomes a teenager.
If we teach our youngest members to make smart financial choices now, it will help them succeed in the future…and it never hurts to have a little fun and rewards along the way!
Children’s Privacy Act : The online financial services offered through the Credit Union’s mobile app are not designated for or directed toward children under age 13. We do not knowingly solicit or collect data from children, and we do not knowingly market to children online without expressed parental consent or notification. If we receive online information from anyone that we know to be a child, we will only use the information to respond directly to a child’s request. We recognize that protecting children’s identities and online privacy is important and that responsibility rests with us and with the parents. If any member believes their child has provided personally identifiable information to us, they must contact us so that we can allow them the opportunity to review and delete such information.
MembersFirst 55+
Interest checking accounts and certificates for those at least 55 years young.
We honor the sacrifices and commitment that our more experienced members made along the way. We feel that you have earned the privilege of a wide range of products, services and special benefits. Our MembersFirst 55+ program is designed especially for our members 55 years old or better.
Enjoy:
- Discounted rates on safe deposit box rental at select locations
- Free money orders
- Preferred rates on loans and lines of credit
- Unlimited free ATM withdrawals at all MembersFirst Credit Union ATMs and CU Here Network ATMs
- Worldwide access at CIRRUS and Pulse Network ATMs
Phone Banking
MembersFirst makes it easy to access your account information privately over the phone.
Balance
01 - To hear Savings Account balance
02 - To hear Checking Account balance
09 - To hear balance on any share or loan suffix
10 - To hear complete history of account transactions
Checks
14 - To cleared checks
15 - To hear a specific check cleared
Direct Deposits
11 - To hear Direct Deposits to Savings Account
12 - To hear Direct Deposits to Checking Account
ATM / Debit Card and Pre-Authorized Transactions
51 - Hear ATM withdrawals from Savings
52 - Hear ATM and Visa Debit Card transactions from Checking
53 - Hear Pre-authorized debits from Savings
54 - Hear Pre-authorized debits from Checking
More Products
Safe Deposit Boxes
We have safe deposit boxes available in a variety of sizes for MembersFirst Credit Union members. Discounts are available for MembersFirst 55 Plus members.
Learn More about Safe Deposit Boxes
Other Services
- Money Orders
- Visa Gift Cards
- Visa Travel Money Cards - Reloadable
- Notary Public
- Signature Guarantees
Wire Transfer
Wire transfers allow members to transfer funds between individuals at different financial institutions. Funds from a wire transfer are typically available within 24 hours. International wires may have a longer processing time.
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Checking
Personal Checking
We believe in offering checking accounts that meet our members’ needs. We know that some members want a basic account to receive and make payments, while others would like to earn a competitive interest rate on their balance.
With each Personal Checking account at MembersFirst, you’ll receive the following:
- Free Visa Debit Card
- Unlimited Check Writing
- Free access to MembersFirst, Publix Presto®, & CU HERE Network ATMs*
- Worldwide ATM access at CIRRUS and PULSE Network ATMs
- Free 24-Hour Phone Banking
- Overdraft Privilege available on some accounts.
- Free Online Bill Pay
- Free Online Banking
- Free E-Statements
Choose from any of the following (click each item for more):
- No-Fee Checking
- Direct Deposit Checking
- Interest Checking
- CU Succeed Checking for Teens
- 55 Plus Checking for Seniors
* Some CU 24 ATMs will charge a terminal fee. However, MembersFirst CU does NOT charge you a fee for using these machines.
Learn More about Personal Checking
Savings & Certificates
Savings & Certificates
We are committed to helping our members reach their savings goals, no matter how big or small. Whether you’re saving for retirement, college, a trip or a special purchase, MembersFirst Credit Union is here today to help you save money for tomorrow.
All of our savings accounts and certificates are federally insured up to $250,000.00.
Youth Accounts
Youth Accounts
At MembersFirst, we believe that it’s never too early to start learning good financial habits. That’s why we have youth accounts available for members from birth to 22 years of age. Games, prizes, and savings tips for our Savasaurus Club members lead to interest-yielding savings, car loans and scholarship opportunities in our CU Succeed™ program, when your child becomes a teenager.
If we teach our youngest members to make smart financial choices now, it will help them succeed in the future…and it never hurts to have a little fun and rewards along the way!
Children’s Privacy Act : The online financial services offered through the Credit Union’s mobile app are not designated for or directed toward children under age 13. We do not knowingly solicit or collect data from children, and we do not knowingly market to children online without expressed parental consent or notification. If we receive online information from anyone that we know to be a child, we will only use the information to respond directly to a child’s request. We recognize that protecting children’s identities and online privacy is important and that responsibility rests with us and with the parents. If any member believes their child has provided personally identifiable information to us, they must contact us so that we can allow them the opportunity to review and delete such information.
Senior Accounts
MembersFirst 55+
Interest checking accounts and certificates for those at least 55 years young.
We honor the sacrifices and commitment that our more experienced members made along the way. We feel that you have earned the privilege of a wide range of products, services and special benefits. Our MembersFirst 55+ program is designed especially for our members 55 years old or better.
Enjoy:
- Discounted rates on safe deposit box rental at select locations
- Free money orders
- Preferred rates on loans and lines of credit
- Unlimited free ATM withdrawals at all MembersFirst Credit Union ATMs and CU Here Network ATMs
- Worldwide access at CIRRUS and Pulse Network ATMs
Phone Banking
Phone Banking
MembersFirst makes it easy to access your account information privately over the phone.
Balance
01 - To hear Savings Account balance
02 - To hear Checking Account balance
09 - To hear balance on any share or loan suffix
10 - To hear complete history of account transactions
Checks
14 - To cleared checks
15 - To hear a specific check cleared
Direct Deposits
11 - To hear Direct Deposits to Savings Account
12 - To hear Direct Deposits to Checking Account
ATM / Debit Card and Pre-Authorized Transactions
51 - Hear ATM withdrawals from Savings
52 - Hear ATM and Visa Debit Card transactions from Checking
53 - Hear Pre-authorized debits from Savings
54 - Hear Pre-authorized debits from Checking
More
More Products
Safe Deposit Boxes
We have safe deposit boxes available in a variety of sizes for MembersFirst Credit Union members. Discounts are available for MembersFirst 55 Plus members.
Learn More about Safe Deposit Boxes
Other Services
- Money Orders
- Visa Gift Cards
- Visa Travel Money Cards - Reloadable
- Notary Public
- Signature Guarantees
Wire Transfer
Wire transfers allow members to transfer funds between individuals at different financial institutions. Funds from a wire transfer are typically available within 24 hours. International wires may have a longer processing time.