Auto Loan Rates
Rates and terms subject to change without notice. Terms are approximate. Rates as of January 15, 2026. Rates and terms may vary based on individual creditworthiness and the age of the vehicle.
Dollar Limits for Terms: Up to 60 months greater than $7,000; 61-72 months greater than $15,000; 73-84 months greater than $30,000
Mileage Limits for Terms: Up to 60 months less than 110,000; 61-72 months less than 65,000; 73-84 months less than 25,000
Vehicles with High Mileage** will not exceed JDPower average trade-in excluding TAVT and GAP. Vehicles 2018 and older will not exceed 48 months. The amount you are eligible to finance may vary based on the mileage on the vehicle. Higher-mileage vehicles may qualify for different terms.
Maximum LTV on New/Used Vehicles may vary. Evaluations are based on JD Power.
*APR=Annual Percentage Rate
** High Mileage is determined by the credit union
*** Based on Individual creditworthiness and loan program
| Term | APR* |
| 36 Months | as low as 4.15% |
| 48 Months | as low as 4.30% |
| 60 Months | as low as 4.45% |
| 61 – 72 Months | as low as 4.70% |
| 73 – 84 Months | as low as 5.40% |