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Auto Loan Rates

Rates and terms subject to change without notice. Terms are approximate. Rates as of January 1, 2024. Rates and terms may vary based on individual creditworthiness and the age of the vehicle.

Dollar Limits for Terms: Up to 60 months greater than $7,000; 61-72 months greater than $15,000; 73-84 months greater than $30,000

Mileage Limits for Terms: Up to 60 months less than 110,000; 61-72 months less than 65,000; 73-84 months less than 25,000

Vehicles with High Mileage** will not exceed NADA average trade-in excluding TAVT, GAP & Warranty. Vehicles 2014 and older will not exceed 48 months.

Maximum LTV on New 100% MSRP / Used 100% NADA Retail***

*APR=Annual Percentage Rate
** High Mileage is determined by the credit union
*** Based on Individual creditworthiness and loan program

Fee Schedule

 

Term APR*
36 Months as low as 5.00%
48 Months as low as 5.25%
60 Months as low as 5.50%
61 – 72 Months as low as 6.50%
73 – 84 Months as low as 7.20%