News and Offers
Get ready to lower your auto loan interest rate, fund your holiday fun and skip a payment!
Come back October 20th through December 31st for details on our popular Swap and Drop Auto Loan refinance program – We’ll drop your rate by 2% when you swap your auto loan from another lender to MembersFirst. Rates on autos are as low as 3.99% APR. The 2025 Holiday Loan offers up to $2,000 at 13% for 11 months and Skip-A-Payment allows you to skip your November, December, or January loan payments on auto, personal, HELOC or Save-As-You Pay loans–deals you’re sure to fall in love with!
Beware of Fraudulent Phone Calls that appear to be from MembersFirst
We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls. These scam artists claim to be calling from the Fraud Department at MembersFirst. The caller claims there are specific fraudulent transactions on the member’s account and asks to verify the last 8 digits of the card, the PIN and CVV number.
These calls are not initiated by MembersFirst and no information should be given to these callers. PLEASE REMEMBER: MembersFirst will never call, text or email you to ask for any of this information or your checking or savings account number or passwords. If you receive a call, hang up and call your credit union directly at 404 978-0080. Visit our Fraud Alerts page to learn more.
Protecting You from Fraud with IDCheck
With account takeover fraud on the rise, we’ve added new ID-proofing security when accessing your account in person at our Shared Branch locations. This new fraud prevention measure allows us to make certain it’s YOU trying to access your account, not an imposter.
Click to read more and get started with IDCheck.
International Credit Union Day
International Credit Union Day is almost here, and we’re looking forward to celebrating with our amazing members! On Thursday, October 16, 2025, stop by the branch and enjoy a special treat as we honor this year’s theme: “Cooperation for a Prosperous World.” It’s a day to recognize the power of working together—and there’s no better example of that than our members. You’re truly the best part of our credit union, and we can’t wait to share this day with you.
Credit Card Rates |
APR* |
| Visa Platinum with Rewards | 8.99% |
| Visa Classic with Rewards | 13.88% |
| Visa Secured with Rewards | 14.88% |
Auto Loan Rates |
APR* |
|
| 36 Months | as low as | 4.65% |
| 48 Months | as low as | 4.80% |
| 60 Months | as low as | 4.95% |
*APR=Annual Percentage Rate.
Not a Member?
Enjoy great rates, valuable member perks and unmatched service when you join MembersFirst Credit Union.
Join Today!
Already a Member?
OR
Log in to online banking and choose Apply for a Loan from the menu:
Want to Apply for a HELOC? Click here.