News and Offers
2024 Holiday Loan
Bundle Up Your Budget with a Holiday Loan from MembersFirst Credit Union!
The weather outside might be frightful, but a holiday loan with MembersFirst is so delightful! Bundle up your holiday budget with a 2024 MembersFirst Holiday Loan. Wrap up your holiday shopping – no stress, just smiles!
Now accepting requests for the 2024 Holiday Loan through Tuesday, December 31, 2024. Borrow up to $2,000 for 11 months at 13% APR*.
Loans will be processed beginning Monday, October 28th.
Click to find details, application and learn more about the Holiday Loan.
Beware of Fraudulent Phone Calls that appear to be from MembersFirst
We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls. These scam artists claim to be calling from the Fraud Department at MembersFirst. The caller claims there are specific fraudulent transactions on the member’s account and asks to verify the last 8 digits of the card, the PIN and CVV number.
These calls are not initiated by MembersFirst and no information should be given to these callers. PLEASE REMEMBER: MembersFirst will never call, text or email you to ask for any of this information or your checking or savings account number or passwords. If you receive a call, hang up and call your credit union directly at 404 978-0080. Visit our Fraud Alerts page to learn more.
Important Notice: Service at Our Savannah Location is Restored
Service at our Savannah location is restored in the building with the blue roof attached to the Drive-Thru. The address for this building is 5007 Paulsen Street, Savannah, GA 31405.
Our team resumed teller and branch services on Monday, September 23rd. Access to the building where members previously did transactions is inaccessible. Teller and branch services are available inside the building with the blue roof attached to the Drive-Thru. Drive-Thru service at this location is temporarily unavailable. While we reconfigure the Drive-Thru, members will need to go inside to complete transactions.
Click to learn more and find additional locations and surcharge-free ATMs to serve you.
Why does my credit score matter?
Do you know your credit score? Do you know how it’s calculated and what it means? Your score is determined by many factors. Basically, if you pay your bills on time, don’t overuse your credit and don’t ignore any delinquent accounts, your score will rise. Have a variety of credit and keep your older cards open. Your score affects just about everything, from insurance rates and employment to loan/mortgage rates and eligibility. Try to pay more than the minimum payment on your credit cards and look into a debt consolidation loan to get your balances down faster!
Click to learn more on credit scores and why they’re important to consumers.
Credit Card Rates |
APR* |
| Visa Platinum with Rewards | 8.99% |
| Visa Classic with Rewards | 13.88% |
| Visa Secured with Rewards | 14.88% |
Auto Loan Rates |
APR* |
|
| 36 Months | as low as | 4.75% |
| 48 Months | as low as | 5.10% |
| 60 Months | as low as | 5.25% |
*APR=Annual Percentage Rate.
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