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Hit the reset button on high-interest credit card debt when you transfer your higher-interest credit card balance to a MembersFirst Visa® Credit Card at just 5.99% APR!*

January 20 – March 18, 2026, transfer higher-rate balances to a MembersFirst Visa Credit Card at 5.99% APR for 12 months! Plus, no annual fee or balance transfer fee, saving you hundreds!

Rates after the promotion are as low as 8.99% APR on VISA Platinum and 13.88% APR on VISA Classic.

Plus, these great perks come standard with a MembersFirst Visa Credit Card:

  • NO ANNUAL FEE
  • NO BALANCE TRANSFER FEES
  • AUTO RENTAL INSURANCE
  • TRAVEL ACCIDENT INSURANCE
  • EARN REWARDS POINTS FOR EVERY $1 YOU SPEND!
    …AND MORE!

Ready to experience a credit card that works for you, not against you?

APPLICATION TO TRANSFER WILL BE AVAILABLE BEGINNING JANUARY 20, 2026!

Learn more about our Visa Credit Cards.

Stop by a branch near you or call 404-978-0080 for more information.

Need to increase your limit? Call 404-978-0080.

*APR=Annual Percentage Rate. Promotional rate of 5.99% APR is available on balances transferred between January 20 and March 18, 2026 for 12 billing cycles. After the promotion period, your standard APR will apply; as of January 5, 2026, these rates are 8.99% APR for Visa Platinum Credit Card and 13.88% APR for Visa Classic Credit Card. Secured and Business cards are excluded from this offer. Balance transfers incur interest charges from the transaction date. Balance transfer requests will not be processed from any account or loan issued by MembersFirst. Balance transfer transactions do not qualify for ScoreCard Rewards points. Offer expires March 18, 2026. Offer subject to credit approval. Not all applicants will qualify. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.