The money envelope system has been around for years, and it’s an incredibly motivating and powerful way to keep spending in check. You can use this handy guide to understand and implement the money envelope system in your household.
When you feel you may have dug yourself deep into a pit, the only way to get out is to stop digging. The same rules apply to avoid financial pitfalls. This month, make your focus to stop racking up more debt. Read on for Step 2 in our 12-Step Get Out of Debt plan.
You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them #1: Wrapping paper It all ends up in the garbage, but did you know that wrapping paper for your...