News and Offers
Take the CHILL out of Holiday Expenses with a Holiday Loan!
Don’t get left out in the cold due to lack of funds. Cozy up to family and festivities with a 2025 MembersFirst Holiday Loan!
Borrow up to $2,000 for 11 months at 13% APR*
Now accepting applications. Click to learn more and access the application.
Beware of Fraudulent Phone Calls that appear to be from MembersFirst
We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls. These scam artists claim to be calling from the Fraud Department at MembersFirst. The caller claims there are specific fraudulent transactions on the member’s account and asks to verify the last 8 digits of the card, the PIN and CVV number.
These calls are not initiated by MembersFirst and no information should be given to these callers. PLEASE REMEMBER: MembersFirst will never call, text or email you to ask for any of this information or your checking or savings account number or passwords. If you receive a call, hang up and call your credit union directly at 404 978-0080. Visit our Fraud Alerts page to learn more.
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Understanding Buy Now, Pay Later Services
In today’s retail landscape, Buy Now, Pay Later (BNPL) services have emerged as a popular alternative to traditional payment methods. From Afterpay to Klarna and Affirm, these services offer flexibility and convenience in making purchases. However, understanding the fee structures, interest rates and potential pitfalls of each BNPL provider is crucial to make informed financial decisions.
Let’s take a look at these services and some alternatives available at your credit union.
Credit Card Rates |
APR* |
| Visa Platinum with Rewards | 8.99% |
| Visa Classic with Rewards | 13.88% |
| Visa Secured with Rewards | 14.88% |
Auto Loan Rates |
APR* |
|
| 36 Months | as low as | 4.65% |
| 48 Months | as low as | 4.80% |
| 60 Months | as low as | 4.95% |
*APR=Annual Percentage Rate.
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