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Need a little more room in your budget for summer fun? How about skipping your loan payment for a month? Choose to skip in June or July and get through these warm sunny months with more jingle in your pocket!


  1. Access the Skip-A-Payment Request Form online.
  2. Choose a payment option. (There is a $30 processing fee for each loan payment that is skipped. The fee must be paid before your skip request will be processed.)
  3. Skip a payment!

For paper applications, please fax or deliver your form to your local MembersFirst branch.


May 25th to Skip-A-Payment in June 2023
June 29th to Skip-A-Payment in July 2023

It’s really that simple! When your request is approved, we’ll move your loan date forward by one month from your present due date. Interest on your loan will continue to accrue at the rate originally stated, and the maturity date on the loan may be affected. Your normal payment schedule will resume during the month following the one you skip.

Ready to skip?

Complete the online Skip-A-Payment application today!

Call (404) 978-0080 or (912) 352-2902 or stop by your local branch.

Missed a deadline to skip and haven’t yet made your payment?
You may still be able to skip. Give us a call for more information.

*By participating in MembersFirst’s Skip-A-Payment program, you request that MembersFirst CU defer your loan payments as indicated. You agree and understand that 1) Loans must have originated at least 6 months prior to the date you choose to skip your payment; 2) If we are unable to stop your ACH payment in time, your skipped payment may be delayed until the next scheduled payment; 3) Finance charges will continue to accrue at the rate provided in your original loan agreement during and after this time; 4) Deferring your loan payment will result in having to pay higher total FINANCE CHARGES than if you had made your payments as originally scheduled; 5) If you have an extra pay period in the month you choose to skip, we will only skip the equivalent of one month. For example, if you are scheduled to receive three payroll deposits in the month, only the first two payments will be skipped. If your payment is made through Payroll Deduction or Direct Deposit, your additional payment will be deposited into your MFCU membership savings account; 6) You will be required to resume your payments the following month; 7) The payment deferral will extend the terms of your loan(s), and you will have to make extra payments after your loan would otherwise have been paid off; 8) If you elected Debt Protection coverage on your loan and participate in the Skip-A-Payment program, the coverage on your loan will extend your original maturity date and accrued interest and debt protection premiums will be added to the outstanding principal balance on your loan. GAP coverage: If you signed a GAP waiver on your vehicle loan, you are allowed a maximum of five Skip-A-Payments to maintain full coverage in the event of a total loss of your vehicle. Skip-A-Payments greater than five will result in additional liability on your loan; 9) All deferrals are subject to MFCU approval; 10) Your loans must be current to accept this offer (loans more than 10 days past due are subject to additional approval; certain restrictions may apply); 11) If your loan payments are deposited from another institution (ACH or direct deposit), the funds received in the month you skip will be deposited into your savings accounts; 12) Recent deferred payments on your loan due to hardship caused by the COVID-19 pandemic could disqualify you from approval for the Skip-A-Payment program. There is a $30 processing fee per loan, which will be deducted from your account or paid over the counter (as specified above.)  All loans listed will be skipped for the month listed; only one month may be skipped for this promotion. All Skip-A-Payment requests are subject to approval, and limitations do apply. If you are not eligible to skip a payment, you will be notified by mail or by phone at the number you list on your application. 

This promotion excludes Holiday Loans, Vacation Loans, Fast Cash Loans, Back-to-School Loans, Chatham Special Loans, Revolving Loans, Land Loans, 1st Mortgages and Visa Credit Cards. MembersFirst has the right to refuse any Skip-A-Payment request. Offer ends July 31st, 2023. For more information, call (404) 978-0080 or (912) 352-2902. Processing fees must be paid before payment can be skipped.