Simplify your finances and improve your financial life - credit cards, auto loans, personal checking, personal savings, mortgages.
News and Offers
Swap & Drop Auto Refinance
DROP your rate by 2% when you SWAP your auto loan to MembersFirst by April 30, 2026! Rates are as low as 3.99% APR!*
Plus, ask about our great rates on Motorcycles and RVs! Click below to learn more!
Fraudulent Phone Calls
We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls.
Visit our Fraud Alerts page to learn more.
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Cash Flow Budgeting
You hear it everywhere: budget, save and reduce! And while these can seem frustrating and hard to do, especially when funds are already tight, making a plan for how each dollar is spent could be as simple as following these four steps to make your cash work for you now and in the future.
Read on to learn more about cash flow strategies and maybe gain a different perspective on the topic of budgeting and spending plans.
Credit Card Rates |
APR* |
| Visa Platinum with Rewards | 8.99% |
| Visa Classic with Rewards | 13.88% |
| Visa Secured with Rewards | 14.88% |
Auto Loan Rates |
APR* |
|
| 36 Months | as low as | 4.15% |
| 48 Months | as low as | 4.30% |
| 60 Months | as low as | 4.45% |
*APR=Annual Percentage Rate.
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