News and Offers
Take the CHILL out of Holiday Expenses with a Holiday Loan!
Don’t get left out in the cold due to lack of funds. Cozy up to family and festivities with a 2025 MembersFirst Holiday Loan!
Borrow up to $2,000 for 11 months at 13% APR*
Now accepting applications. Click to learn more and access the application.
Beware of Fraudulent Phone Calls that appear to be from MembersFirst
We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls. These scam artists claim to be calling from the Fraud Department at MembersFirst. The caller claims there are specific fraudulent transactions on the member’s account and asks to verify the last 8 digits of the card, the PIN and CVV number.
These calls are not initiated by MembersFirst and no information should be given to these callers. PLEASE REMEMBER: MembersFirst will never call, text or email you to ask for any of this information or your checking or savings account number or passwords. If you receive a call, hang up and call your credit union directly at 404 978-0080. Visit our Fraud Alerts page to learn more.
Welcome, Savastate Teachers FCU!
We’re thrilled to announce members of Savastate Teachers Federal Credit Union joined the MembersFirst Credit Union family on September 1, 2023. Now, more than 700 new members and their families have access to the same great benefits you enjoy every day!
Click the image above to read more about Savastate and how they serve Savannah State University. Welcome, Savastate!
Why does my credit score matter?
Do you know your credit score? Do you know how it’s calculated and what it means? Your score is determined by many factors. Basically, if you pay your bills on time, don’t overuse your credit and don’t ignore any delinquent accounts, your score will rise. Have a variety of credit and keep your older cards open. Your score affects just about everything, from insurance rates and employment to loan/mortgage rates and eligibility. Try to pay more than the minimum payment on your credit cards and look into a debt consolidation loan to get your balances down faster!
Click to learn more on credit scores and why they’re important to consumers.
Credit Card Rates |
APR* |
| Visa Platinum with Rewards | 8.99% |
| Visa Classic with Rewards | 13.88% |
| Visa Secured with Rewards | 14.88% |
Auto Loan Rates |
APR* |
|
| 36 Months | as low as | 4.65% |
| 48 Months | as low as | 4.80% |
| 60 Months | as low as | 4.95% |
*APR=Annual Percentage Rate.
Not a Member?
Enjoy great rates, valuable member perks and unmatched service when you join MembersFirst Credit Union.
Join Today!
Already a Member?
OR
Log in to online banking and choose Apply for a Loan from the menu:
Want to Apply for a HELOC? Click here.