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Visa Balance Transfer

Press Reset on High-Interest Credit Card Debt!
Transfer Balances at just 5.99% APR* for one year!

Fall into Savings!

Apply today to skip your January loan payment!

Your House. Your Home.

Your biggest investment.
We’ll help make sure it’s your smartest.

Reward Yourself!

Maximize your credit union benefits.

Free Mortgage Checkup!

Get started with a knowledgeable mortgage representative today.

Budget Building?

We can help make sense of your unique finances.

Simplify your finances and improve your financial life - credit cards, auto loans, personal checking, personal savings, mortgages.

News and Offers

Money-Saving Offers Fall 2025

Transfer Balances at just 5.99% APR*!​

Want to save on your credit card payments and give your budget a breather?

January 20 – March 18, 2026, transfer higher-rate balances to a MembersFirst Visa Credit Card at 5.99% APR for 12 months!  Plus, no annual fee or balance transfer fee, saving you hundreds!

Click to learn more about this money-saving promotion and enjoy great rates now and after the promotion ends!

Grey Keyboard with Yellow Key with the words Spoofing Attack in black on one key

Fraudulent Phone Calls

We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls.

Visit our Fraud Alerts page to learn more.

Welcome, Savastate Teachers FCU!

Welcome, Savastate Teachers FCU!

We’re thrilled to announce members of Savastate Teachers Federal Credit Union joined the MembersFirst Credit Union family on September 1, 2023. Now, more than 700 new members and their families have access to the same great benefits you enjoy every day!

Click the image above to read more about Savastate and how they serve Savannah State University. Welcome, Savastate!

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5 Money-Saving Tips for Millennials (or anyone who wants to save!)

5 Money-Saving Tips for Millennials (or anyone who wants to save!)

Struggling to save money in today’s economy? You’re not alone. Whether you’re a millennial or just looking for smarter ways to stretch your dollars, these five creative tips can help you cut costs without sacrificing your lifestyle. From cashback apps to meal planning, discover practical strategies to boost your savings and take control of your financial future.

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Credit Card Rates

APR*

Visa Platinum with Rewards 8.99%
Visa Classic with Rewards 13.88%
Visa Secured with Rewards 14.88%

Auto Loan Rates

APR*

36 Months as low as 4.15%
48 Months as low as 4.30%
60 Months as low as 4.45%

*APR=Annual Percentage Rate.