MFCU logo
Log In to Online Banking

Online Enrollment [?] Reset or Create Password [?]

SWAP and DROP is back!

SWAP to MembersFirst and DROP your rate by 2% to as low as 3.99% APR*!

Holiday Loan

Take the Chill Out of Holiday Expenses! 
Borrow up to $2,000 at 13% APR for 11 months!

Fall into Savings!

Apply today to skip your December or January loan payment!

Your House. Your Home.

Your biggest investment.
We’ll help make sure it’s your smartest.

Reward Yourself!

Maximize your credit union benefits.

Free Mortgage Checkup!

Get started with a knowledgeable mortgage representative today.

Budget Building?

We can help make sense of your unique finances.

Simplify your finances and improve your financial life - credit cards, auto loans, personal checking, personal savings, mortgages.

News and Offers

Money-Saving Offers Fall 2025

Take the CHILL out of Holiday Expenses with a Holiday Loan!

Don’t get left out in the cold due to lack of funds. Cozy up to family and festivities with a 2025 MembersFirst Holiday Loan!

Borrow up to $2,000 for 11 months at 13% APR*

Now accepting applications.  Click to learn more and access the application.

Grey Keyboard with Yellow Key with the words Spoofing Attack in black on one key

Beware of Fraudulent Phone Calls that appear to be from MembersFirst

We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls.

Visit our Fraud Alerts page to learn more.

Welcome, Savastate Teachers FCU!

Welcome, Savastate Teachers FCU!

We’re thrilled to announce members of Savastate Teachers Federal Credit Union joined the MembersFirst Credit Union family on September 1, 2023. Now, more than 700 new members and their families have access to the same great benefits you enjoy every day!

Click the image above to read more about Savastate and how they serve Savannah State University. Welcome, Savastate!

read more
5 Money-Saving Tips for Millennials (or anyone who wants to save!)

5 Money-Saving Tips for Millennials (or anyone who wants to save!)

Struggling to save money in today’s economy? You’re not alone. Whether you’re a millennial or just looking for smarter ways to stretch your dollars, these five creative tips can help you cut costs without sacrificing your lifestyle. From cashback apps to meal planning, discover practical strategies to boost your savings and take control of your financial future.

read more

Credit Card Rates

APR*

Visa Platinum with Rewards 8.99%
Visa Classic with Rewards 13.88%
Visa Secured with Rewards 14.88%

Auto Loan Rates

APR*

36 Months as low as 4.65%
48 Months as low as 4.80%
60 Months as low as 4.95%

*APR=Annual Percentage Rate.