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Why does my credit score matter?
Do you know your credit score? Do you know how it’s calculated and what it means? Your score is determined by many factors. Basically, if you pay your bills on time, don’t overuse your credit and don’t ignore any delinquent accounts, your score will rise. Have a variety of credit and keep your older cards open. Your score affects just about everything, from insurance rates and employment to loan/mortgage rates and eligibility. Try to pay more than the minimum payment on your credit cards and look into a debt consolidation loan to get your balances down faster!
Click to learn more on credit scores and why they’re important to consumers.
Fraudulent Phone Calls
We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls.
Visit our Fraud Alerts page to learn more.
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Credit Card Rates | APR* |
| Visa Platinum with Rewards | 8.99% |
| Visa Classic with Rewards | 13.88% |
| Visa Secured with Rewards | 14.88% |
Auto Loan Rates | APR* | |
| 36 Months | as low as | 4.15% |
| 48 Months | as low as | 4.30% |
| 60 Months | as low as | 4.45% |
*APR=Annual Percentage Rate.
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