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Now thru May 31, 2021, MembersFirst Credit Union will DROP your rate by 2% to as low as 1.95% APR* when you SWAP your Auto Loan from another lender to MembersFirst.  You could pay off your car loan sooner or save on your monthly payment!

Plus, no payments for 90 days** for qualified borrowers!

Perks of Refinancing with MembersFirst:

  • Low, Affordable Rates
  • Fair Terms
  • Affordable GAP Insurance
  • Truly Valuable Warranty Service
  • Discounts on Auto Insurance with TruStage
  • Best Priced Auto Maintenance with Car Advise
  • No Prepayment Penalties

Great Rates on RV’s and Motorcycles, too!

  • RVs as low as 2.95% APR
  • Motorcycles as low as 3.95% APR

Move forward!  Refinance and save today!

Click here to apply or call 404-978-0080 or 912-352-2902 for more information.

*APR=Annual Percentage Rate. Qualifications are based on an assessment of individual creditworthiness and our underwriting standards. Floor rate of 1.95% on SWAP & DROP loans is as of April 1, 2021. Maximum loan term on auto, motorcycle and RV loans is 84 months. MembersFirst Credit Union will match the remaining term of the transferred loan provided the loan is financed under the SWAP & DROP Promotion guidelines. To receive the 2% reduction on your existing rate, loan must be transferred from a lender other than MembersFirst Credit Union. Finance charge begins from date of funding and is repaid over the term. First payment due date may vary based on repayment terms. Offer not available on existing MembersFirst auto loans. Loan amount must be a new MembersFirst CU auto, motorcycle or RV loan of $5,000 or more. **Must qualify to receive 90-day no payment offer. 90-Day no payment offer is based on individual creditworthiness and is not available on loans refinanced outside of the SWAP & DROP program guidelines. Offer available April 1 through May 31, 2021. All loans are subject to credit approval. Program, terms and conditions are subject to change without notice. Visit for all available rates and terms. 1GAP, warranty and insurance services are available and provided through credit union affiliates.  Separate terms and conditions apply.