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Visa Balance Transfer

Press Reset on High-Interest Credit Card Debt!
Transfer Balances at just 5.99% APR* for one year!

Your House. Your Home.

Your biggest investment.
We’ll help make sure it’s your smartest.

Reward Yourself!

Maximize your credit union benefits.

Free Mortgage Checkup!

Get started with a knowledgeable mortgage representative today.

Budget Building?

We can help make sense of your unique finances.

Simplify your finances and improve your financial life - credit cards, auto loans, personal checking, personal savings, mortgages.

News and Offers

Money-Saving Offers Fall 2025

Transfer Balances at just 5.99% APR*!​

Want to save on your credit card payments and give your budget a breather?

January 20 – March 18, 2026, transfer higher-rate balances to a MembersFirst Visa Credit Card at 5.99% APR for 12 months!  Plus, no annual fee or balance transfer fee, saving you hundreds!

Click to learn more about this money-saving promotion and enjoy great rates now and after the promotion ends!

Grey Keyboard with Yellow Key with the words Spoofing Attack in black on one key

Fraudulent Phone Calls

We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls.

Visit our Fraud Alerts page to learn more.

Welcome, Savastate Teachers FCU!

Welcome, Savastate Teachers FCU!

We’re thrilled to announce members of Savastate Teachers Federal Credit Union joined the MembersFirst Credit Union family on September 1, 2023. Now, more than 700 new members and their families have access to the same great benefits you enjoy every day!

Click the image above to read more about Savastate and how they serve Savannah State University. Welcome, Savastate!

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Are P2P Payment Systems Safe?

Are P2P Payment Systems Safe?

P2P payment apps like Venmo, Zelle, and Cash App are booming, but scams are rampant. One common trick exploits the delay in fund transfers—scammers use fake accounts to pay for goods and disappear before you realize it’s a scam. Venmo also shares transactions publicly by default, making users easy targets for identity theft. To stay safe, only send money to people you know, avoid using these apps for business, transfer funds out promptly, and enable two-factor authentication. Protect your money! Click to read more about how to stay safe when using P2P payment systems.

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Credit Card Rates

APR*

Visa Platinum with Rewards 8.99%
Visa Classic with Rewards 13.88%
Visa Secured with Rewards 14.88%

Auto Loan Rates

APR*

36 Months as low as 4.15%
48 Months as low as 4.30%
60 Months as low as 4.45%

*APR=Annual Percentage Rate.