Summer’s here and so is the possibility of high energy bills burning right through your budget.  While it’s hot out, you can still keep your cool with our energy-saving tips!

Read on and follow these hacks to save on energy costs this summer.  

Ahh…summer! The season of flip-flops and sunscreen, of lemonade and baseball games. What’s not to love about summer? Who’s thinking about financial fitness?

Nothing kills summer fun like a busted budget and a mountain of debt. So, how can you stay financially fit this summer when the temptation to overspend is especially strong during the summer?

Follow these tips to keep your finances intact throughout the summer. 

In today’s retail landscape, Buy Now, Pay Later (BNPL) services have emerged as a popular alternative to traditional payment methods. From Afterpay to Klarna and Affirm, these services offer flexibility and convenience in making purchases. However, understanding the fee structures, interest rates and potential pitfalls of each BNPL provider is crucial to make informed financial decisions.

Let’s take a look at these services and some alternatives available at your credit union.

Technology has brought us many wonderful things, but it’s also given scammers more ways to conduct their nefarious business. The latest is spoofing, which is using technology to make you believe the scammer is a person or business you can trust in order to gain access to your accounts or steal your information.

They may mimic a website, email address or phone number, use voice masking to sound like someone familiar or even use “deepfake” videos to convince you something is happening that isn’t. Always be on your guard! Read our article for an in-depth explanation of all the ways this scam plays out!

You hear it everywhere: budget, save and reduce! And while these can seem frustrating and hard to do, especially when funds are already tight, making a plan for how each dollar is spent could be as simple as following these four steps to make your cash work for you now and in the future.

Read on to learn more about cash flow strategies and maybe gain a different perspective on the topic of budgeting and spending plans.

At MembersFirst, we understand the significance of retirement planning and the pivotal role that Individual Retirement Accounts (IRAs) play in this process. In effort to shed light on traditional IRAs and unravel the mysteries behind these valuable investment tools, here are five essential nuggets of wisdom to guide you on your traditional IRA journey.

Click below or the image above to learn more.

Scammers often try conning victims out of their information and hard-earned money. Unfortunately, they’re often successful and it can be hard to recoup the funds, if at all.

At MembersFirst Credit Union, our biggest priority is your financial wellness, and that includes keeping you and your money safe. To help protect you, we’ve put together this guide about recognizing the signs of fraud and protecting yourself from scams.

Click the image above to learn more and access the guide.

Getting started for the tax season long before the filing deadline is commendable. Preparing well for your taxes can help you maximize deductions and ensure a smooth filing process, but it can still feel overwhelming and confusing. Here’s what you need to do to prepare for tax season.

Don’t forget to check out the discounts on tax preparation through Love My Credit Union Rewards!

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Make smarter financial decisions this year to ensure long-term success. The right financial foot starts with this guide offering five key strategies for budgeting and debt-elimination! Will this be the year you create and stick to your financial New Year’s resolutions? We can help!

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Costs are up across the board, but steep price tags don’t need to lead to a busted budget.  You can beat inflation and save on holiday shopping this year.  Here are six tips to get you started.

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Whether you’re a pro at hosting or this is your first time hosting Turkey Day, rest easy knowing you can have a calm and stress-free Thanksgiving that doesn’t bust your budget! Check out these 10 Hacks for a Stress-Free Thanksgiving (That Won’t Break the Bank).

However you spend your holiday, we hope you enjoy time with family and friends.

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Getting into investing can be daunting. There are so many kinds of investments for so many purposes … how can you choose? Fortunately, we’ve put together a guide to help.

Read on to learn a few of the most common investment types for beginners. For a more in-depth experience, set up a free consultation with a dedicated financial advisor interested in helping you reach your goals.

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One way or another, we’re all feeling the impact of an unstable economy. Luckily, there is plenty you can do to lessen the impact a recession has on your wallet. In this FREE e-book, we’ll cover:

• What’s a recession anyways?
• How do I prepare for a recession?
• Is inflation here to stay?
• How to budget in times of inflation
• How to insulate your investments against inflation

Click the image above to read more and download your free e-book.

Choosing to begin investing before making a plan and knowing where you stand financially is a little like putting the cart before the horse.  In order to make the biggest impact for your best possible return, there are a few steps to consider before finally deciding when, how much and in what way your funds will begin working for you.

Click the image above to learn the 5 Steps to Take When Starting to Invest.

While there is no way to definitively know what your retirement will look like, there are steps you can take now to be in the best shape possible. Prepare now, regardless of where you are in your work life.

Click the image above to learn more about preparing for retirement.