Transfer Balances at just 5.99% APR*!
Want to save on your credit card payments
and give your budget a breather?
Now through June 30, 2025, transfer higher-rate balances to a MembersFirst Visa Credit Card at 5.99% APR for 12 months! Plus, no annual fee or balance transfer fee, saving you hundreds!
Click to learn more about this money-saving promotion and enjoy great rates now and after the promotion ends!
Swap and Drop
DROP your rate by 2% when you SWAP your auto loan to MembersFirst by April 30th! Rates are as low as 4.50% APR!*
Plus, ask about 60-Day No Payments** and our great rates on Motorcycles and RVs!
Alternatives to Zelle
Late last year, Zelle issued a statement notifying users of the discontinuation of the Zelle App. Effective April 1, 2025, members who have registered their MembersFirst Credit Union Account in the Zelle App to send or receive money will no longer be able to do so.
MembersFirst Credit Union does not have plans to offer Zelle as a P2P (Peer-To-Peer) service at this time.
Click to read more about payment alternatives and how to protect yourself from payment app scams.
Are P2P Payment Systems Safe?
P2P payment apps like Venmo, Zelle, and Cash App are booming, but scams are rampant. One common trick exploits the delay in fund transfers—scammers use fake accounts to pay for goods and disappear before you realize it’s a scam. Venmo also shares transactions publicly by default, making users easy targets for identity theft. To stay safe, only send money to people you know, avoid using these apps for business, transfer funds out promptly, and enable two-factor authentication. Protect your money! Click to read more about how to stay safe when using P2P payment systems.
All You Need to Know About Third-Party App Scams
We live in a very app-driven world, and one of the latest scams involve third-party payment apps. You might download a payment app like Cash App or Zelle, only to find out it’s a lookalike and you’ve been looted. Or you might get a bogus notification of a large withdrawal about to be made from the target’s account which leads them into a scam. Be wary of any suspicious activity and never give out any personal info to unknown people on the phone. Read on to learn how to spot a scam and stay safe in the app world!
Why does my credit score matter?
Do you know your credit score? Do you know how it’s calculated and what it means? Your score is determined by many factors. Basically, if you pay your bills on time, don’t overuse your credit and don’t ignore any delinquent accounts, your score will rise. Have a variety of credit and keep your older cards open. Your score affects just about everything, from insurance rates and employment to loan/mortgage rates and eligibility. Try to pay more than the minimum payment on your credit cards and look into a debt consolidation loan to get your balances down faster!
Click to learn more on credit scores and why they’re important to consumers.
Important Notice: Address Update for Savannah Location
Our Savannah location is now located in the building with the blue roof attached to the Drive-Thru. The address for this building is 5007 Paulsen Street, Savannah, GA 31405.
Access to the building where members previously did transactions is inaccessible. Teller and branch services are available inside the building with the blue roof attached to the Drive-Thru. Drive-Thru service at this location is temporarily unavailable. While we reconfigure the Drive-Thru, members will need to go inside to complete transactions.
Click to learn more.
Why You Need to Be Financially Fit
Individual Americans spend hundreds of dollars a year and at least as many hours on keeping themselves physically fit — but too many people neglect their financial health. Just like physical health, being financially fit is crucial to your wellbeing, your future and your quality of life.
Read on to find out why being financially fit is so important and how you can overcome common barriers to achieving financial wellness.
How Can I Save on Energy Costs This Summer?
Summer’s here and so is the possibility of high energy bills burning right through your budget. While it’s hot out, you can still keep your cool with our energy-saving tips!
Read on and follow these hacks to save on energy costs this summer.
Financial Glossary Crossword
Think you can complete our financial glossary crossword? Challenge yourself and a friend to see who can complete the crossword the quickest. If you get stuck, answers are below. Good luck!Click the toggle to reveal the answers.2. Borrowed money that is repaid over...
4 Ways to Stay Financially Fit this Summer
Ahh…summer! The season of flip-flops and sunscreen, of lemonade and baseball games. What’s not to love about summer? Who’s thinking about financial fitness?
Nothing kills summer fun like a busted budget and a mountain of debt. So, how can you stay financially fit this summer when the temptation to overspend is especially strong during the summer?
Follow these tips to keep your finances intact throughout the summer.
9 Black Friday Shopping Hacks
Black Friday deals are a siren song to shoppers, but, if you do it right you can save even more!
Stack coupons, follow retailers on social media, focus on big-ticket items and find discount codes online. To keep your spending under control, do your research, make a budget and stick to it.
Also, check price histories to be sure you’re really getting a deal, and check return policies to be sure the store will accept returns if it doesn’t work out. Make Black Friday work for you!
Click to read these 9 Black Friday shopping hacks!
Understanding Buy Now, Pay Later Services
In today’s retail landscape, Buy Now, Pay Later (BNPL) services have emerged as a popular alternative to traditional payment methods. From Afterpay to Klarna and Affirm, these services offer flexibility and convenience in making purchases. However, understanding the fee structures, interest rates and potential pitfalls of each BNPL provider is crucial to make informed financial decisions.
Let’s take a look at these services and some alternatives available at your credit union.
All You Need to Know About Spoofing Scams
Technology has brought us many wonderful things, but it’s also given scammers more ways to conduct their nefarious business. The latest is spoofing, which is using technology to make you believe the scammer is a person or business you can trust in order to gain access to your accounts or steal your information.
They may mimic a website, email address or phone number, use voice masking to sound like someone familiar or even use “deepfake” videos to convince you something is happening that isn’t. Always be on your guard! Read our article for an in-depth explanation of all the ways this scam plays out!
Cash Flow Budgeting
You hear it everywhere: budget, save and reduce! And while these can seem frustrating and hard to do, especially when funds are already tight, making a plan for how each dollar is spent could be as simple as following these four steps to make your cash work for you now and in the future.
Read on to learn more about cash flow strategies and maybe gain a different perspective on the topic of budgeting and spending plans.
5 Things to Know About Traditional IRAs
At MembersFirst, we understand the significance of retirement planning and the pivotal role that Individual Retirement Accounts (IRAs) play in this process. In effort to shed light on traditional IRAs and unravel the mysteries behind these valuable investment tools, here are five essential nuggets of wisdom to guide you on your traditional IRA journey.
Click below or the image above to learn more.
Follow Us On Facebook
Like and follow MembersFirst on Facebook (@membersfirstcu) and Instagram (@membersfirstcu) for lots of great deals and money-saving tips and tricks!
How to Be Scam-Aware
Scammers often try conning victims out of their information and hard-earned money. Unfortunately, they’re often successful and it can be hard to recoup the funds, if at all.
At MembersFirst Credit Union, our biggest priority is your financial wellness, and that includes keeping you and your money safe. To help protect you, we’ve put together this guide about recognizing the signs of fraud and protecting yourself from scams.
Click the image above to learn more and access the guide.
How to Prepare for Tax Season
Getting started for the tax season long before the filing deadline is commendable. Preparing well for your taxes can help you maximize deductions and ensure a smooth filing process, but it can still feel overwhelming and confusing. Here’s what you need to do to prepare for tax season.
Don’t forget to check out the discounts on tax preparation through Love My Credit Union Rewards!
Click the image above to learn more.
5 Ways to Start the Year Off on the Right Financial Foot
Make smarter financial decisions this year to ensure long-term success. The right financial foot starts with this guide offering five key strategies for budgeting and debt-elimination! Will this be the year you create and stick to your financial New Year’s resolutions? We can help!
Click the image above to start reading.