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How Can I Save on Energy Costs This Summer?

How Can I Save on Energy Costs This Summer?

Summer’s here and so is the possibility of high energy bills burning right through your budget.  While it’s hot out, you can still keep your cool with our energy-saving tips!

Read on and follow these hacks to save on energy costs this summer.  

4 Ways to Stay Financially Fit this Summer

4 Ways to Stay Financially Fit this Summer

Ahh…summer! The season of flip-flops and sunscreen, of lemonade and baseball games. What’s not to love about summer? Who’s thinking about financial fitness?

Nothing kills summer fun like a busted budget and a mountain of debt. So, how can you stay financially fit this summer when the temptation to overspend is especially strong during the summer?

Follow these tips to keep your finances intact throughout the summer. 

Understanding Buy Now, Pay Later Services

Understanding Buy Now, Pay Later Services

In today’s retail landscape, Buy Now, Pay Later (BNPL) services have emerged as a popular alternative to traditional payment methods. From Afterpay to Klarna and Affirm, these services offer flexibility and convenience in making purchases. However, understanding the fee structures, interest rates and potential pitfalls of each BNPL provider is crucial to make informed financial decisions.

Let’s take a look at these services and some alternatives available at your credit union.

All You Need to Know About Spoofing Scams

All You Need to Know About Spoofing Scams

Technology has brought us many wonderful things, but it’s also given scammers more ways to conduct their nefarious business. The latest is spoofing, which is using technology to make you believe the scammer is a person or business you can trust in order to gain access to your accounts or steal your information.

They may mimic a website, email address or phone number, use voice masking to sound like someone familiar or even use “deepfake” videos to convince you something is happening that isn’t. Always be on your guard! Read our article for an in-depth explanation of all the ways this scam plays out!

Cash Flow Budgeting

Cash Flow Budgeting

You hear it everywhere: budget, save and reduce! And while these can seem frustrating and hard to do, especially when funds are already tight, making a plan for how each dollar is spent could be as simple as following these four steps to make your cash work for you now and in the future.

Read on to learn more about cash flow strategies and maybe gain a different perspective on the topic of budgeting and spending plans.

5 Things to Know About Traditional IRAs

5 Things to Know About Traditional IRAs

At MembersFirst, we understand the significance of retirement planning and the pivotal role that Individual Retirement Accounts (IRAs) play in this process. In effort to shed light on traditional IRAs and unravel the mysteries behind these valuable investment tools, here are five essential nuggets of wisdom to guide you on your traditional IRA journey.

Click below or the image above to learn more.