Black Friday deals are a siren song to shoppers, but, if you do it right you can save even more!
Stack coupons, follow retailers on social media, focus on big-ticket items and find discount codes online. To keep your spending under control, do your research, make a budget and stick to it.
Also, check price histories to be sure you’re really getting a deal, and check return policies to be sure the store will accept returns if it doesn’t work out. Make Black Friday work for you!
Click to read these 9 Black Friday shopping hacks!
In today’s retail landscape, Buy Now, Pay Later (BNPL) services have emerged as a popular alternative to traditional payment methods. From Afterpay to Klarna and Affirm, these services offer flexibility and convenience in making purchases. However, understanding the fee structures, interest rates and potential pitfalls of each BNPL provider is crucial to make informed financial decisions.
Let’s take a look at these services and some alternatives available at your credit union.
Technology has brought us many wonderful things, but it’s also given scammers more ways to conduct their nefarious business. The latest is spoofing, which is using technology to make you believe the scammer is a person or business you can trust in order to gain access to your accounts or steal your information.
They may mimic a website, email address or phone number, use voice masking to sound like someone familiar or even use “deepfake” videos to convince you something is happening that isn’t. Always be on your guard! Read our article for an in-depth explanation of all the ways this scam plays out!
You hear it everywhere: budget, save and reduce! And while these can seem frustrating and hard to do, especially when funds are already tight, making a plan for how each dollar is spent could be as simple as following these four steps to make your cash work for you now and in the future.
Read on to learn more about cash flow strategies and maybe gain a different perspective on the topic of budgeting and spending plans.
At MembersFirst, we understand the significance of retirement planning and the pivotal role that Individual Retirement Accounts (IRAs) play in this process. In effort to shed light on traditional IRAs and unravel the mysteries behind these valuable investment tools, here are five essential nuggets of wisdom to guide you on your traditional IRA journey.
Scammers often try conning victims out of their information and hard-earned money. Unfortunately, they’re often successful and it can be hard to recoup the funds, if at all.
At MembersFirst Credit Union, our biggest priority is your financial wellness, and that includes keeping you and your money safe. To help protect you, we’ve put together this guide about recognizing the signs of fraud and protecting yourself from scams.
Click the image above to learn more and access the guide.
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