We live in a very app-driven world, and one of the latest scams involve third-party payment apps. You might download a payment app like Cash App or Zelle, only to find out it’s a lookalike and you’ve been looted. Or you might get a bogus notification of a large withdrawal about to be made from the target’s account which leads them into a scam. Be wary of any suspicious activity and never give out any personal info to unknown people on the phone. Read on to learn how to spot a scam and stay safe in the app world!
Do you know your credit score? Do you know how it’s calculated and what it means? Your score is determined by many factors. Basically, if you pay your bills on time, don’t overuse your credit and don’t ignore any delinquent accounts, your score will rise. Have a variety of credit and keep your older cards open. Your score affects just about everything, from insurance rates and employment to loan/mortgage rates and eligibility. Try to pay more than the minimum payment on your credit cards and look into a debt consolidation loan to get your balances down faster!
Click to learn more on credit scores and why they’re important to consumers.
Individual Americans spend hundreds of dollars a year and at least as many hours on keeping themselves physically fit — but too many people neglect their financial health. Just like physical health, being financially fit is crucial to your wellbeing, your future and your quality of life.
Read on to find out why being financially fit is so important and how you can overcome common barriers to achieving financial wellness.
Summer’s here and so is the possibility of high energy bills burning right through your budget. While it’s hot out, you can still keep your cool with our energy-saving tips!
Read on and follow these hacks to save on energy costs this summer.
Ahh…summer! The season of flip-flops and sunscreen, of lemonade and baseball games. What’s not to love about summer? Who’s thinking about financial fitness?
Nothing kills summer fun like a busted budget and a mountain of debt. So, how can you stay financially fit this summer when the temptation to overspend is especially strong during the summer?
Follow these tips to keep your finances intact throughout the summer.
Black Friday deals are a siren song to shoppers, but, if you do it right you can save even more!
Stack coupons, follow retailers on social media, focus on big-ticket items and find discount codes online. To keep your spending under control, do your research, make a budget and stick to it.
Also, check price histories to be sure you’re really getting a deal, and check return policies to be sure the store will accept returns if it doesn’t work out. Make Black Friday work for you!
Click to read these 9 Black Friday shopping hacks!
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