…example, this can be a new budget item. While planning for the coming year, make sure to include a method for tracking your spending. You can do this on a spreadsheet or you can simply tag items in your financial account. Even with a solid strategy in place, there will always be surprises along the way. Losing a job, a leaking roof or an illness can throw off your entire plan. Be sure to build an emergency fund into your…
…and Education fields. With the constant changes in the financial marketplace, we meet individuals seeking affordable and fair financial services with an institution they can trust. In a carefully considered response to these needs, we have strategically expanded our field of membership to include the residents and individuals that work in the communities where we have our branches. If you or a family member works for, lives in or is a member of one of these groups or communities, you…
…of your hard work. So how, then, do you protect yourself? The good thing to know is you do have options which could prevent the above scary situation. Some experts suggest a complete ‘freeze’ of your credit file while others suggest a ‘lock’. The two seem the same; however, there’s a difference in how to go about adding and removing the freeze or lock. According to TransUnion, a major credit reporting agency, locking your credit file puts you in control…
…We will be more than happy to discuss any concerns you may have. Thank you for your continued loyalty to your credit union and the confidence you have placed in us. We appreciate you as a member and want to earn your business every day. Sincerely, Terry L. Hardy President/CEO Additional Resources: Visit the NCUA consumer website at www.MyCreditUnion.gov/shareinsurance Learn more about share insurance or calculate your coverage at www.MyCreditUnion.gov/estimator. Watch this video to learn how members’ deposits are insured….
…be other exceptions stated in our agreement with you. CONFIDENTIALITY – CIRCUMSTANCES IN WHICH WE MAY DISCLOSE ACCOUNT INFORMATION TO THIRD PARTIES We will disclose information to third parties about your account or the transfers you make: where it is necessary for completing transfers; or in order to verify the existence and condition of your account for a third party, such as a credit bureau or merchant; or in order to comply with government agency or court orders; or if…