Credit Repair Do’s and Don’ts

Credit Repair Do’s and Don’ts

…help! Stop by today to ask about our credit services and assistance with creating and sticking to a budget.  If you need a bit more help, we offer great credit building and rebuilding programs, including loans for first-time borrowers, car buyers and secured credit cards.  We even offer debt reduction loans, providing you the opportunity to transfer your debt to one low-interest, fixed-rate loan, making the prospect of paying down your debt a lot more manageable. So, how can we help you?

How to Beat Inflation and Save on Holiday Shopping

How to Beat Inflation and Save on Holiday Shopping

…gift cards on sites like CardCash and Sam’s Club, with some cards slashed as much as 25%.  You can also search these sites for cards to the retailers at which you plan to do your holiday shopping and then use the cards yourself.  Give an experience. Think beyond gifts you can touch and add some experiences to your gift list this year.  For example, you can “gift” a child with a free day off from school or treat your partner to an in-house…

Welcome, Savastate Teachers FCU!

Welcome, Savastate Teachers FCU!

We’re growing! We are happy to announce that on September 1, 2023, we welcomed the members of Savastate Teachers Federal Credit Union into the MembersFirst Credit Union family. With this partnership, we have added 700 new members to our family and opened membership opportunities to the employees and families of the historic Savannah State University, employees of Aramark Uniform and the employees of the Chatham County Board of Education. This is an exciting move for the credit union and further…

Mutilated Money: Is the end really the end?

Mutilated Money: Is the end really the end?

…of Engraving and Printing offers this as a FREE service and has returned more than $30M to more than 30,000 claimants a year! So, round up the pieces of the twenties your toddler turned into confetti and follow these submission instructions to see if you can get your bills back! Check out this video for an interesting story on how one man used this service to retrieve his rent money…even though his dog had different plans for it!   https://www.youtube.com/watch?v=mxF1QgDDYhU…

Does Good Debt Exist?

Does Good Debt Exist?

…many instances, the rates of these loans make for a much lower cost than carrying it on higher interest credit cards. Student loans Student loans are generally considered good debt because they can lead to higher-paying jobs and increased earning potential. By investing in your education, you can improve your chances of achieving financial stability and your long-term goals. In addition, some student loans only begin accruing interest following a grace period after you leave school. Auto loans An auto…