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Step 1 of 12 Toward A Debt-Free Life:  Take Stock of Your Debt

Step 1 of 12 Toward A Debt-Free Life: Take Stock of Your Debt

…your debt into different categories, such as credit card debt, student debt, personal loans, etc. Use a spreadsheet to list your debt, the remaining term of each loan (if applicable), the minimum payment and the interest rate. Typically, you can find payoff information by logging into your account on your credit union, bank or lender’s website. Finally, designate one hour each week for working on your finances and take note of any surprising or interesting spending patterns. Your Turn: Did…

Step 2 of 12 Toward A Debt-Free Life: Don’t Dig Yourself Deeper

Step 2 of 12 Toward A Debt-Free Life: Don’t Dig Yourself Deeper

…feeling. Get into the habit of spending only on essentials so you can make real progress toward paying down that debt. Don’t forget to make at least the minimum payments on every line of credit and loan you have open. Neglecting your debt will only pull you deeper into the pit. Your Turn: Have you tried spending money only on essential things this month? What was the hardest expense to cut back on? Tell us about it in the comments….

Auto Assistance

…Assistance Fill Out the Credit Union Member Referral Form. Shop Inventory Find Thousands of Vehicles. Narrow Down by Make, Model, Options & More. Stop By Want to Start in Person? Find A Credit Union Location to Get Pre-Approved. Free Audio Book 10 Mistakes to Avoid When Buying A Car Check out Founder & CEO of Auto Assistance, Tywone Thomas’s free audio book on YouTube. These are GREAT tips to keep in mind when searching for your next new or preowned…

Personal Checking

…to members enrolled in the MembersFirst 55+ program. Our 55+ checking account rewards your financial experience. This account features: No required minimum balance Interest on average daily balances over $100 Free stop payments Four free ATM withdrawals at non-MembersFirst ATMs Free e-Statements* Checks available for purchase Overdraft Privilege available * MembersFirst Credit Union recommends e-Statements. If you choose to have paper statements, there is a fee per statement cycle. See Fee Schedule. About Overdraft Privilege Read the Overdraft Privilege Disclosure

Money Market Rates

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Money Market Rates Money Market Rates are tiered and are based on the Average Daily Balance. The interest is paid monthly. Rates are subject to change. Please verify today’s rates with a Member Advisor. Rates are current as of 07/24/2023. *APY: Annual Percentage Yield Fee Schedule   Rates APY* $100.00 to $999.99 1.21% 1.22% $1,000.00 to $ 9,999.99 1.21% 1.22% $10,000.00 to…