Take the CHILL out of Holiday Expenses with a Holiday Loan!
Don’t get left out in the cold due to lack of funds. Cozy up to family and festivities with a 2025 MembersFirst Holiday Loan!
We’ll begin accepting requests for the 2025 Holiday Loan on Monday, October 20, 2025. Borrow up to $2,000 for 11 months at 13% APR*.
Loans will be processed beginning Monday, October 27th.
There is a $30 processing fee for each request.
To apply, complete the Holiday Loan Application form and fax, mail or bring it to a branch near you by December 31, 2025.
If this is your first time applying for the Holiday Loan, please provide:
- A completed loan request form
- A copy of your most recent pay stub
- A copy of your current driver’s license
PLEASE NOTE:
For faster, more convenient service, please be sure that you have received an email or phone call from your loan officer.
*APR=Annual Percentage Rate. Payment example: borrowing $2,000 for 11 months at 13% APR is $100 bi-weekly/semi-monthly. The estimated monthly payment is $215.00. There is a $30 processing fee for each approved loan application processed. Effective October 20 through December 31, 2025. Loans will be processed beginning Monday, October 27th. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.