You may think you’re on top of your finances, but you could still be falling for common #moneymyths. Debit cards aren’t always better than credit cards, you don’t need a home to build credit, and budgets matter at any income level. Credit cards aren’t an emergency fund, investing isn’t just for the rich and starting young isn’t optional. If any of these sound like you, a money myth may be holding you back!
Click to read more on common money myths.
A strong work ethic is something you can work on now, before you’re even in the world of paid work. It will influence your entire life and help you tackle tasks from homework to house chores with the proper attitude. Learn the value of hard work, how to manage your time and set clear goals. This is an important lesson for your life!
Click to read more about developing a strong work ethic.
If you’re just getting started handling your own money, try using the 50/30/20 rule! This helps you split your money between needs, wants and savings so that everything gets covered, you start building savings and you still get to have fun! Make sure you apply it to all income you earn, and pretty soon it will become automatic.
Click to learn more about each budgeting category.
Plan your next getaway with a Vacation Loan from MembersFirst! With our fast, friendly service, the only worry you’ll have is which postcard you’ll choose to send back home! Apply now to borrow up to $5,000 at 8.9% APR* for 24 months through June 30th.
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Our branch location at Piedmont Atlanta will be closing June 5, 2026 due to changes in campus space requirements and the planned demolition of the 1984 building.
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