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Safety First: Preparing for Hurricane Season

Safety First: Preparing for Hurricane Season

…such as your Social Security card, birth certificate, the deed to your house and hard copies of your insurance policies in a secure location, like a safe deposit box. Trying to get duplicates of these in the aftermath of a storm can be challenging. No one can do anything about the weather. All we can control is our response to it. Make sure you and your family are prepared for the worst, and weather the storm in safety! https://www.ready.gov/build-a-kit https://www.ready.gov/hurricanes…

Mortgages

…easy as picking up the phone. A MembersFirst Home Equity Line of Credit also features a low adjustable rate – as low as the prime rate minus 1%! Interest rates are based on your credit score and the amount of equity borrowed. For current HELOC interest rates, visit our Rates page. Apply online or call one of our lending professionals at (404) 978-0080. Email us at feedback@membersfirstga.com for a Home Equity Line of Credit packet or call us at 404…

Staying Financially Sound During A Job Loss

general, charge less in fees on products and services, such as checking and savings account, and less interest on loans than a traditional bank. Talk to a Member Advisor. Let one of our team members help you identify the best way to maintain financial calm as you search to replace lost income.   Do you have a plan in the event you have a loss of income? Which unnecessary expenses will you plan to remove temporarily? We’d like to know–weigh…

Money and Mental Health

Money and Mental Health

…you struggling with money challenges that are negatively impacting your mental health? Here are ways you can improve your financial and mental health: Create a budget and stick to it. Trim your discretionary spending for extra breathing room in your budget. Seek support from a financial counselor or therapist. Practice stress-reducing activities such as meditation, yoga or exercise. Avoid using credit cards or taking out loans unless absolutely necessary. Set realistic financial goals and work toward them. Focus on personal…

How to Beat Inflation and Save on Holiday Shopping

How to Beat Inflation and Save on Holiday Shopping

…gift cards on sites like CardCash and Sam’s Club, with some cards slashed as much as 25%.  You can also search these sites for cards to the retailers at which you plan to do your holiday shopping and then use the cards yourself.  Give an experience. Think beyond gifts you can touch and add some experiences to your gift list this year.  For example, you can “gift” a child with a free day off from school or treat your partner to an in-house…