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5 Ways to Start the Year Off on the Right Financial Foot

5 Ways to Start the Year Off on the Right Financial Foot

…your spending into various expense types such as gifts, decorations, travel and entertainment. By defining the debt you’ve accumulated during the holidays, you can lay the groundwork for an effective debt management strategy in the future. Make a debt-crushing plan: Develop a strategic and realistic plan to eliminate your accrued holiday debt. Prioritize your debts based on interest rates or outstanding balances, focusing on one at a time while maintaining minimum payments on others. Consider implementing the debt snowball or…

Phone Numbers

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Phone Numbers Main Phone Number: 404 978-0080 or 912 352-2902 Mortgages 404 978-0080 Loans www.membersfirstga.com or 404 978-0080 Phone Banking 404 978-0089 912-352-0059 Report Lost or Stolen Visa Cards Visa Debit Card: 800 472-3272 Visa Credit Card: 800 325-3678 Fax Numbers Main Office – Decatur: 404 978-0095 Atlanta Medical: 404 265-0554 DeKalb Medical: 404 501-5946 Douglasville: 770 577-7277 Hiram: 770 222-9963 Sandy Springs:…

Don’t Neglect Financial Health When Making Resolutions This Year

Don’t Neglect Financial Health When Making Resolutions This Year

…with your finances. This is when you’ll also plan for future expenses and track spending habits. We know that everyone’s financial situation and goals differ, so at MembersFirst, we provide options that help you afford life, regardless of the stage in which you find yourself. Stop by a branch and have a conversation with one of our member advisors about your short- and long-term goals today! Or, visit membersfirstga.com for a listing of products and services to help you succeed!…

Fee Schedules

…of $1,000) $0.00 Fresh Start Checking (average balance below $300) $10.00 Interest Checking (average balance below $300) $5.00 No-Fee Checking $0.00 Collection (Overdraft) $15.00 Check (Draft) Printing Charges Depends on style Overdraft Privilege (item paid on your behalf) $33.00 Overdraft Protection Transfer (from savings or other MFCU account) $7.00 ATM Transaction Fees Publix PRESTO! ATM Nationwide Free Non-MembersFirst ATM Transaction Free Loan Fees Flood Certification $25.00 GA Mortgage Loan Fee $10.00 Skip A Payment Fee (Promotion) $30.00 Legal Process Per…

The Credit Union Difference

…the credit union are insured up to $250,000 by an agency of the U.S government – the National Credit Union Administration (NCUA). Ownership Credit unions are owned by the members who use and benefit from their services. The members of a credit union usually share a common bond, such as a membership in a church, community, city, or neighborhood. Credit unions are governed by a volunteer board of directors who are elected by and from among the members of the…