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…your spending into various expense types such as gifts, decorations, travel and entertainment. By defining the debt you’ve accumulated during the holidays, you can lay the groundwork for an effective debt management strategy in the future. Make a debt-crushing plan: Develop a strategic and realistic plan to eliminate your accrued holiday debt. Prioritize your debts based on interest rates or outstanding balances, focusing on one at a time while maintaining minimum payments on others. Consider implementing the debt snowball or…
…with your finances. This is when you’ll also plan for future expenses and track spending habits. We know that everyone’s financial situation and goals differ, so at MembersFirst, we provide options that help you afford life, regardless of the stage in which you find yourself. Stop by a branch and have a conversation with one of our member advisors about your short- and long-term goals today! Or, visit membersfirstga.comfor a listing of products and services to help you succeed!…
…the credit union are insured up to $250,000 by an agency of the U.S government – the National Credit Union Administration (NCUA). Ownership Credit unions are owned by the members who use and benefit from their services. The members of a credit union usually share a common bond, such as a membership in a church, community, city, or neighborhood. Credit unions are governed by a volunteer board of directors who are elected by and from among the members of the…
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