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5 Money-Saving Tips for Millennials (or anyone who wants to save!)

5 Money-Saving Tips for Millennials (or anyone who wants to save!)

Struggling to save money in today’s economy? You’re not alone. Whether you’re a millennial or just looking for smarter ways to stretch your dollars, these five creative tips can help you cut costs without sacrificing your lifestyle. From cashback apps to meal planning, discover practical strategies to boost your savings and take control of your financial future.

Protecting You from Fraud with IDCheck

Protecting You from Fraud with IDCheck

With account takeover fraud on the rise, we’ve added new ID-proofing security when accessing your account in person at our Shared Branch locations. This new fraud prevention measure allows us to make certain it’s YOU trying to access your account, not an imposter.

Click to read more and get started with IDCheck.

Alternatives to Zelle

Alternatives to Zelle

Late last year, Zelle issued a statement notifying users of the discontinuation of the Zelle App. Effective April 1, 2025, members who have registered their MembersFirst Credit Union Account in the Zelle App to send or receive money will no longer be able to do so.

MembersFirst Credit Union does not have plans to offer Zelle as a P2P (Peer-To-Peer) service at this time.

Click to read more about payment alternatives and how to protect yourself from payment app scams.

Are P2P Payment Systems Safe?

Are P2P Payment Systems Safe?

P2P payment apps like Venmo, Zelle, and Cash App are booming, but scams are rampant. One common trick exploits the delay in fund transfers—scammers use fake accounts to pay for goods and disappear before you realize it’s a scam. Venmo also shares transactions publicly by default, making users easy targets for identity theft. To stay safe, only send money to people you know, avoid using these apps for business, transfer funds out promptly, and enable two-factor authentication. Protect your money! Click to read more about how to stay safe when using P2P payment systems.

All You Need to Know About Third-Party App Scams

All You Need to Know About Third-Party App Scams

We live in a very app-driven world, and one of the latest scams involve third-party payment apps. You might download a payment app like Cash App or Zelle, only to find out it’s a lookalike and you’ve been looted. Or you might get a bogus notification of a large withdrawal about to be made from the target’s account which leads them into a scam. Be wary of any suspicious activity and never give out any personal info to unknown people on the phone. Read on to learn how to spot a scam and stay safe in the app world!