How to Use the Money Envelope System
The money envelope system has been around for years, and it’s an incredibly motivating and powerful way to keep spending in check. You can use this handy guide to understand and implement the money envelope system in your household.
Why You Should Never Abbreviate “2020”
It may be a new year, but scammers are still looking for ways to con you out of your money. Experts are warning of a new scam that involves changing the date on important documents. Most of us are accustomed to abbreviating the date by using just the last two digits...
Facing A Financial Emergency: Preparation Over Panic
With all the change happening in the world right now, it’s easy to fall into a panic and wonder if there are some concrete steps you should be taking to maintain your personal finances. It’s natural to become concerned about meeting financial obligations, especially if you fear your income may be reduced as it has for many Americans. Click the image above to learn how to prepare for a financial emergency.
Fun Activities to do with Your Kids at Home
It isn’t easy to be holed up at home--no matter who your company is. After two days, you may be thinking there isn’t enough coffee or Netflix® in this world to keep from going stir crazy. If you are a parent (and even if you aren't), you have the unique opportunity to...
Step 2 of 12 Toward A Debt-Free Life: Don’t Dig Yourself Deeper
When you feel you may have dug yourself deep into a pit, the only way to get out is to stop digging. The same rules apply to avoid financial pitfalls. This month, make your focus to stop racking up more debt. Read on for Step 2 in our 12-Step Get Out of Debt plan.
7 Ways to Save on Valentine’s Day
Having the perfect night out doesn’t mean you need to break the budget. Visit our blog for seven ideas for thrifty Valentine’s Day plans.
Step 1 of 12 Toward A Debt-Free Life: Take Stock of Your Debt
You’re determined that this will be the year you finally pay down (or pay off) that debt. Get ready, because every month, our Do It Today plan will have you taking another step on your journey toward living a debt-free life.
Get Your Maximum Tax Refund
MembersFirst Credit Union works with TurboTax and H&R Block to provide special savings for you — get up to $15 off TurboTax federal products and $25 off in-person tax filing services with H&R Block.
8 Ways to Beat Holiday Stress
If #holiday stress is already nipping at your enjoyment of the season, your friends at MembersFirst understand, and we’ve got tips to help bring the cheer back and keep it! #beatthestress #tistheseason #holidaze #membersfirstga
8 Ways Online Retailers Push Us To Overspend
Overspending during the holidays is easy…and even easier when online retailers deploy every tactic to get your attention. Here are 8 ways online retailers push us to overspend. 1. They offer free shipping... with a minimum purchase.When retailers offer to sponsor...
Live In the Moment or Plan for the Future?
Some people are so busy enjoying today that they forget to plan for the future. And some are so busy planning for the future they forget to enjoy today. What’s most important to you?
#membersfirstga #liveinthemoment #planforthefuture
CASH TRANSFER AND PAYMENT APPS
When used responsibly between peers, payment and cash transfer apps can be a very convenient way for friends to share expenses or pay back borrowed funds, but exercise caution before hitting “send.” Catch our latest blog post for more on Peer-to-Peer (P2P) payment systems. #membersfirstga #paymentapps #p2p #peertopeerpayments
Credit Repair Do’s and Don’ts
Our handy guide of #creditrepair do’s and don’ts will help get you on the road to improving your #creditscore.
How Your Credit Union Can Help You Keep Your New Year’s Resolutions
Plus, read below on how to download your copy of our FREE 35-page interactive eBook to help guide your finances! Surprise! It’s another new year. Like clockwork, we associate the new year with self-improvement or starting something new. While the thought of bettering...
Hidden Holiday Costs & How To Beat Them
You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them #1: Wrapping paper It all ends up in the garbage, but did you know that wrapping paper for your...
5 Ways to Boost Your Credit Score
Credit scores... that three-digit number may not always be top-of-mind, but chances are, you've given some thought to boosting your score. Here are 5 tips to get you started. 1. Pay your bills on time. If you find this to be a challenge, consider signing up for...
9 Hobbies That Don’t Cost A Lot of Money
No matter the season, it's always the perfect time to save money and find ways to have fun without breaking the bank (or credit union). Here are nine hobbies that don't cost a lot of money and just might add a little value to your day. Hobbies don't need to be...
Safety First: Preparing for Hurricane Season
Living close to the ocean is usually a wonderful thing. The views are breathtaking and recreation opportunities are never far away. But there’s a danger associated with coastal living: hurricanes. And, if you're living in or near a coastal state, don't make the...
Mutilated Money: Is the end really the end?
Ever wonder what happens to bills that have been burned, damaged by liquids or ruined by.... other methods? Most might think it's the end of the line for these bills, never to grace your account or piggy bank again, but maybe not. Did you know there's an actual...
Home Buyers and the 20% Down Myth
Hey, home-buyers (and anyone else needing the down-low on down payments), this is for you! Let's take a moment to bust the 20% down payment myth. Are you desperate to own a home of your own but don't quite have the down payment you think you need? Home ownership.......